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Interest Rates To Meet Your Needs

Current Rates

Rate are accurate as of 08/30/25.

Interest Rates and Annual Percentage Yields are current as of 04/16/2025

*First Plus Checking

	Current Interest Rate	Annual Percentage Yield
$0-$9,999.99	0.05%	0.05%
$10,000- $49,999.99	0.05%	0.05%
$50,000- $99.999.99	0.15%	0.15%
$100,000- $249,999.99	0.20%	0.20%
$250,000- $499,999.99	0.25%	0.25%
$500,000- And Up	0.30%	0.30%

Fees or penalties could reduce the earning on the account
*The Interest Rate and Annual Percentage yield may change at any time after account opening

+*Money Market

	Current Interest Rate	Annual Percentage Yield
$2,500- $24,999.99	1.04%	1.05%
$25,000- $99,999.99	1.49%	1.50%
$100,000- And Up	1.98%	2.00%

+*Business Savings

Business Savings	Current Interest Rate	Annual Percentage Yield
	0.05%	0.05%

*Business Earnings Credit

* Business Earnings Credit	Current Interest Rate	Annual Percentage Yield
	0.25%	0.25%

*The Interest Rate and Annual Percentage yield may change at any time after account opening

Certificates of Deposit

	Current Interest Rate	Annual Percentage Yield
7 Month Special	4.56%	4.66%
16 Month Special	4.11%	4.20%
**Step-Up 12 Months	4.06%	4.14%
**Step-Up 24 Months	4.02%	4.10%
**Step-Up 60 Months	0.70%	0.70%
3 Months	0.10%	0.10%
6 Months	0.15%	0.15%
9 Months	0.20%	0.20%
12 Months	0.45%	0.45%
18 Months	0.50%	0.50%
24 Months	0.50%	0.50%
30 Months	0.60%	0.60%
36 Months	0.60%	0.60%
48 Months	0.65%	0.65%
60 Months	0.75%	0.75%

Fees or penalties could reduce the earning on the account
+Minimum balance may be required to obtain the Annual Percentage Yield
*The Interest Rate and Annual Percentage yield may change at any time after account opening
**Step UP CD's are not eligible for IRA CD's. See disclosures for details
A penalty may be imposed for early withdrawal on Certificate of Deposits